13 home buying tips for 2013

(MoneyWatch) Although housing prices started to rebound last year and are expected to continue rising in 2013, it's still a buyer's market. Prices remain 30 percent below their peak before the housing crash and mortgage rates hovering at all-time lows. If you are ready to jump in to the real estate market, here are 13 house-hunting tips for 2013.

1. Run the numbers. Put together a financial plan to determine whether you can really afford to buy. After all, just because it's a good time to purchase a home doesn't mean it's a good time for YOU to buy. It's important to understand how much home you can afford and whether home ownership might preclude you from addressing other important financial issues in your life.

2. Save 20 percent for a down payment. I'm not a huge fan of putting down less than that amount (although the Federal Housing Administration allows it). Keep your downpayment fund in cash or cash equivalent accounts, so that market movements don't thwart your plans.

3. Use this great "rent vs. buy" calculator from the New York Times. Renting might still be the better deal in your area.

4. Be an informed buyer. You're not going to buy a house simply because there's a pretty photo posted online, but you can conduct a lot of price research. That said, there's nothing better than talking to people in the neighborhood for "on the ground" intelligence.

5. Obtain a copy of your credit report. If you haven't done so in a while, go to AnnualCreditReport.com and request your free copy. It's important that you correct any errors on the report before you start the mortgage process.

6. Get pre-approved for a mortgage. Pre-approval is a good gut check on your price range for a home. Gone are the days that banks will fork over cash to anyone with a heartbeat. The best way to start is to ask friends for referrals from mortgage brokers and to shop around with banks and credit unions. Make sure to compare apples to apples and to ask the broker about your total costs to you at closing. You should also know that once you actually find a home, the mortgage process is on the same pain level as a root canal, only it requires more patience and there's no Novocain. You'll need to dig up tons of paperwork and fair warning -- there will be multiple requests for even more documents as you move toward closing. Eventually, you will need "commitment letter," which details the terms of your loan approval.

7. Find an agent. As much as everyone complains about realtors, I still think that it's tough to go through the home buying process alone. In some markets, buyers' brokers are available, but the most important qualities in brokers are honesty, experience, good connections with other agents, and good referrals from buyers like you. Remember that most agents represent the seller, not the buyer.

8. Hire a real estate attorney. This is a major transaction in your life, so don't try to save money when it comes to legal fees. Even if your mortgage company provides a lawyer, hire your own to help draft all documents and to ensure that your interests are being represented at every step of the process.

9. Get an appraisal. An appraisal will determine the market value of the property and ultimately will be used by your lender to determine the amount of your loan. You have a legal right to get a copy of this and will want a copy for your records.

10. Schedule a home inspection. Think you've found your dream house? Maybe, but unless you have an engineer walk through the premises with you, you might be buying a new roof in a couple of years. Don't get freaked out if a problem arises during the inspection; it can often be addressed with a simple adjustment in price. It's imperative to protect yourself, so don't blow off this important step.

11. Start with a fair offer. The offer should be based on similar houses sold in the neighborhood in the past six months. Your agent will help you with the process, but the offer should include the price you're willing to pay for the house, your financing terms and contingencies such as specifying what will happen if any problems come up during the inspection.

12. Purchase homeowners insurance. If you are a life-long renter, this can be an eye-opener in terms of cost. Make sure that you understand the difference between insuring the structure and insuring the contents. And if you are buying property that is close to water, make sure that you have an agent who can help you enroll in the national flood insurance program.

13. Review your HUD statement BEFORE closing. The government document provides basic details about the involved parties and a lot of numbers. Mistakes do occur, which is why it is vital that you review the statement and confirm that everything is correct.

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Obama Unveils Sweeping Plan to Curb Gun Violence

Flanked by four children from across the country, President Obama today unveiled a sweeping plan to curb gun violence in America through an extensive package of legislation and executive actions not seen since the 1960s.

Obama is asking Congress to implement mandatory background checks for all gun purchases, including private sales; reinstate a ban on some assault-style weapons; ban high-capacity magazines holding more than 10 rounds; and crackdown on illicit weapons trafficking.

The president's proposal also includes new initiatives for school safety, including a call for more federal aid to states for hiring so-called school resource officers (police), counselors and psychologists, and improved access to mental health care.

Obama also initiated 23 executive actions on gun violence, policy directives not needing congressional approval. Among them is a directive to federal agencies to beef up the national criminal background-check system and a memorandum lifting a freeze on gun violence research at the Centers for Disease Control and Prevention.

"I intend to use whatever weight this office holds to make them a reality," Obama said at a midday news conference. "If there's even one thing that we can do to reduce this violence, if there's even one life that can be saved, then we have an obligation to try.

"And I'm going to do my part."

The announcement comes one month after a mass shooting at Sandy Hook Elementary School in Newtown, Conn., left 26 dead, including 20 children. Obama called it the worst moment of his presidency and promised "meaningful action" in response.

Maqndel Ngan/AFP/Getty Images

Andrew Cuomo Signs New York Gun Control Law, Obama Readies Federal Plan Watch Video

'The View' on NRA Shooting App: Think It Out Watch Video

The proposals were the work of an Obama-appointed task force, led by Vice President Joe Biden, that held 22 meetings on gun violence in the past three weeks. The group received input from more than 220 organizations and dozens of elected officials, a senior administration official said.

As part of the push, Obama nominated a new director for the Bureau of Alcohol, Tobacco and Firearms, which leads enforcement of federal gun laws and has been without a confirmed director for six years. The president appointed acting director Todd Jones, the U.S. attorney for Minnesota, to the post, if the Senate confirms him.

The administration's plan calls for aid to states for the hiring of more school resource officers, counselors and psychologists. Obama also directed the Department of Education to ensure all schools have improved emergency-response plans.

He also called on Congress to make it illegal to possess or transfer armor-piercing bullets; it's now only illegal to produce them.

"To make a real and lasting difference, Congress must act," Obama said. "And Congress must act soon."

Officials said some of the legislative measures Obama outlined could be introduced on Capitol Hill next week. The pricetag for Obama's entire package is $500 million, the White House said.

"House committees of jurisdiction will review these recommendations," a spokesman for House Speaker John Boehner said in response to Obama's announcement. "And if the Senate passes a bill, we will also take a look at that."

The proposals are already being met with stiff opposition from gun rights advocates, led by the National Rifle Association, which overnight released a scathing ad attacking the president as an "elitist hypocrite."

"Are the president's kids more important than yours?" the narrator of the NRA ad says. "Then why is he skeptical about putting armed security in our schools, when his kids are protected by armed guards at their school?"

Obama has questioned the value of placing more armed guards at schools around the country, although his proposal does call for placement of more police officers at public schools. The NRA opposes most of the other gun restrictions Obama has proposed.

"Keeping our children and society safe remains our top priority," the NRA said in a statement after Obama's announcement.

"Attacking firearms and ignoring children is not a solution to the crisis we face as a nation," the group said. "Only honest, law-abiding gun owners will be affected and our children will remain vulnerable to the inevitability of more tragedy."

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Dozens held after Islamists attack Algerian gas field

ALGIERS (Reuters) - Islamist militants attacked a gas field in Algeria on Wednesday, claiming to have kidnapped up to 41 foreigners including seven Americans in a dawn raid in retaliation for France's intervention in Mali, according to regional media reports.

The raiders were also reported to have killed three people, including a Briton and a French national.

An al Qaeda affiliated group said the raid had been carried out because of Algeria's decision to allow France to use its air space for attacks against Islamists in Mali, where French forces have been in action against al Qaeda-linked militants since last week.

The attack in southern Algeria also raised fears that the French action in Mali could prompt further Islamist revenge attacks on Western targets in Africa, where al Qaeda in the Islamic Maghreb (AQIM) operates across borders in the Sahara desert, and in Europe.

AQIM said it had carried out Wednesday's raid on the In Amenas gas facility in OPEC member Algeria, Mauritania's ANI news agency reported.

The Algerian interior ministry said: "A terrorist group, heavily armed and using three vehicles, launched an attack this Wednesday at 5 a.m. against a Sonatrach base in Tigantourine, near In Amenas, about 100 km (60 miles) from the Algerian and Libyan border."

"The Algerian authorities will not respond to the demands of the terrorists and will not negotiate," Interior Minister Daho Ould Kablia was quoted as saying by official news agency APS.

The gas field is operated by a joint venture including BP, Norwegian oil firm Statoil and Algerian state company Sonatrach.

ARMED MEN

BP said armed men were still occupying facilities at the gas field, which produces 9 billion cubic meters of gas a year(160,000 barrels of oil equivalent per day), more than a tenth of the country's overall gas output, and 60,000 barrels a day of condensate.

"The site was attacked and occupied by a group of unidentified armed people at about 0500 UK time. Contact with the site is extremely difficult, but we understand that armed individuals are still occupying the In Amenas operations site," it said.

A spokesman for BP said it usually had fewer than 20 people working at the site but would not be drawn on whether there were any talks with the hostage takers. He said: "Obviously we are doing everything we can to make sure our people are okay."

APS said a Briton and an Algerian security guard had been killed and seven people were injured. A French national was also killed in the attack, a local source said.

Also among those reported kidnapped by various sources were five Japanese nationals working for the Japanese engineering firm JGC Corp, a French national, an Austrian, an Irishman, and a number of Britons.

The U.S. State Department said it believed some U.S. citizens were also among the hostages, while Norwegian Prime Minister Jens Stoltenberg said 13 employees of Statoil, a minority shareholder in the gas venture, were being held.

A member of an Islamist group styling itself the "Blood Battalion" was quoted by Mauritanian media as saying that five of the hostages were being held at the gas facility and 36 were in a housing area. APS said the Islamist raiders had freed Algerians working at the gas facility, though Regis Arnoux, head of French company CIS Catering, told JDD weekly newspaper that 150 Algerian employees of his company were being held at the site.

"The operation was in response to the blatant interference by Algeria and the opening of its air space to French aircraft to bomb northern Mali," the Islamist spokesman told Mauritania's ANI news agency.

ANI, which has regular direct contact with Islamists, said that fighters under the command of Mokhtar Belmokhtar were holding the foreigners.

Interior Minister Kablia also told APS that Belmokhtar was leading the group of about 20 individuals, whom he said were not from Mali, Libya or "any other neighboring state".

Belmokhtar, dubbed by French intelligence as "the uncatchable", for years commanded al Qaeda fighters in the Sahara before setting up his own armed Islamist group late last year after an apparent fallout with other militant leaders.

The Algerian army was in the area of the gas facility, according to French and Algerian sources.

ANI reported that the Islamists said they were surrounded by Algerian forces and warned that any attempt to free the hostages would lead to a "tragic end". One of the hostage takers told ANI that the perimeter of the site had been mined.

SECURITY IMPLICATIONS

The attack was the first time in years that Islamist militants are known to have launched an attack on an Algerian energy facility.

The attack could have implications for security across the whole of Algeria's energy sector, which supplies about a quarter of Europe's natural gas imports and exports millions of barrels of crude oil each year.

Such an attack would require a large and heavily armed insurgent force with a degree of freedom to move around, all elements that al Qaeda has not previously had.

However, the conflict in neighboring Libya in 2011 changed the balance of force. Security experts say al Qaeda was able to obtain arms, including heavy weapons, from the looted arsenals of former leader Muammar Gaddafi.

The five Japanese work for the engineering firm JGC Corporation, Jiji news agency reported, quoting company officials. JGC has a deal with Sonatrach-BP-Statoil Association for work in gas production at In Amenas.

A reporter for Japan's NHK television managed to call a JGC worker in Algeria.

The worker said he got a phone call from a colleague at the gas field. "It was around 6 a.m. this morning. He said that he had been hearing gunshots for about 20 minutes. I wasn't able to get through to him since."

French troops launched their first ground operation against Islamist rebels in Mali on Wednesday in an action to dislodge from a strategic town al Qaeda-linked fighters who have resisted six days of air strikes.

(Additional reporting by Catherine Bremer and John Irish in Paris, Laurent Prieur in Nouakchott, Andrew Osborn in London, Balazs Koranyi in Oslo, Antoni Slodkowski in Tokyo, Raissa Kasolowsky in Abu Dhabi and Christian Lowe in Warsaw; Editing by Giles Elgood and Will Waterman)

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Chavez to troops: thanks for the 'loyalty and love'

CARACAS: Lying in a Havana hospital bed as he recovers from cancer surgery, President Hugo Chavez thanked Venezuela's military for their loyalty and love, the vice president said Wednesday.

Nicolas Maduro told a military audience the president expressed this message to Science Minister Jorge Arreaza, who is also Chavez's son-in-law and with him in Cuba.

"He told us to pass on to the armed forces, from the bottom of his heart, all of his gratitude for so much loyalty from you toward the commander, a humble soldier of this country," said Maduro, who saw Chavez over the weekend in Havana.

"Thanks to everyone for so much loyalty and so much love," Maduro said, quoting Arreaza as quoting Chavez, a former paratrooper who is now 58.

Chavez underwent a fourth cancer operation on December 11 in Havana and remains there recovering. His latest complication is a pulmonary infection.

He has not been seen in public since before he left Caracas.

But before he left, he warned the armed forces to be on the lookout for any attempt, "from outside or from within," to destabilise the country, which has the world's largest proven oil reserves.

At Wednesday's ceremony at a military academy, Defence Minister Diego Molero said the armed forces remain faithful "now more than ever" to Chavez.

And they will respect a Supreme Court ruling upholding a parliamentary vote last week that indefinitely postponed Chavez's inauguration to a new six-year term following his re-election win back in October.

Chavez's absence and silence -- he is a garrulous, larger-than-life character -- has unsettled many Venezuelans. Some in the opposition complain that the country is in effect, and illegally, being ruled from Cuba and with Cuban influence.

No gesture goes unnoticed as a nation so thoroughly dominated by the populist and champion-of-the-poor comandante goes without him and ponders an uncertain future.

For instance, the opposition seized on just a few words -- Chavez's stamped signature on a decree -- Wednesday to demand he clarify how sick he is and what he can and cannot do.

The official government gazette published a decree in which Elias Jaua was named as Venezuela's new foreign minister.

The decree is dated Caracas and carries the stamped signature of Chavez.

Henrique Capriles, a state governor whom Chavez beat in Venezuela's October presidential election, said it was puzzling that the decree on the new foreign minister carried the president's name.

"If the president of the republic can sign decrees, I call on him to appear, speak to Venezuela and tell us what is happening in this government, because what Venezuela has is 'dis-government'," Capriles said.

The government has been releasing only minimal information on the condition of Chavez, who first came to power in 1999.

Many in Venezuela find it hard to believe the flamboyant Chavez, a near fixture on television and radio for more than a decade -- would not address the nation in some way if he were able to do so.

Chavez's absence, combined with his decision to be treated in secrecy in strictly-controlled communist Cuba, has fuelled questions about his health and the future of his leftist "Bolivarian Revolution."

- AFP/jc

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What I want to see in the Samsung Galaxy S4

Will the Galaxy S4 look all that different from its predecessor? Will consumers care either way?

(Credit:
CBS Interactive)

Perhaps the most anticipated smartphone of the year, the Samsung Galaxy S4 will be here in a matter of months. So far, rumors and concept videos suggest it could be extremely thin with a laser keyboard and a very strong, or perhaps bendable, display -- and it could arrive as soon as April.

So as long as we're speculating about the fanciful tricks that Samsung packs into its next flagship phone, I'll add my wish list as well. Samsung has a tendency to throw a bucket of features at a phone (that I'd wager most people don't even use,) but what I want isn't as fancy, just a solid, top-tier device that does what it promises very well.

Android 4.3
Support for the latest version of
Android OS is a must-have detail, and Samsung will need to come to market with at least 4.1.2 Jelly Bean. But since is my wish list, I'd rather wait until just after Google I/O in May and get the brand-spanking-new Android 4.3.

More realistically, we'll see the GS4 comes with Android 4.2.

Premium design across carriers
If there is one thing I am pulling for above all others, it is one single, actually premium form factor across carriers and countries.

Samsung has gotten to a place with carriers where it can now offer the same design -- the
Samsung Galaxy Note 2, for example, looks the same with Verizon and AT&T as it does in other countries. I'd like to see Samsung keep that going, but in addition, deliver up a really great design that wows.

Samsung has been knocked in the past for making devices that felt cheap or plastic compared to other handset-makers. However, they've also been able to make their large phones feel thin and light. The Galaxy S4 doesn't need a ceramic backside or aluminum unibody design to make me happy, but I would like Samsung to make it feel more "premium" than previous models.

Samsung's Galaxy Note 2 looks the same everywhere.

(Credit:
Josh Miller/CNET)

I could also go for a color refresh in the Galaxy S4, especially since the white shade doesn't feel so exclusive any longer -- it's be nice to have more choices than two shades (a nice mossy green comes to mind.)

5-inch display
The smartphone rage in 2013 is all about squeezing a 5-inch 1080p HD display into your top-of-the-line Android handset without making it too massive. Samsung should have no problem finding a way to tack on an extra .2-inches in the Galaxy S4 screen, compared to the GS3.

While rumors suggest that Samsung may be readying a flexible or unbreakable screen for this year's edition, I think we're still a year or more away from that particular feature.

If I had my druthers, I would love to see Samsung do something fun and daring with the display. By that I mean an edge-to-edge screen that wraps over the bottom of the phone. Not only would this provide a way of differentiating from the competition, it could lead to enhanced notifications or alerts the way we saw at
CES. Imagine seeing your tweets or messages scroll across the lip of your handset!

We have seen this technology demonstrated a number of times over the last few years so it is about time it becomes a reality. I cannot think of a better model to introduce the Youm display than Samsung's own flagship smartphone.

Quad-core processor
This is practically a given. As to whether that quad-core CPU belongs to Samsung or longtime partner Qualcomm remains unimportant to me, and I expect, to the millions of typical buyers. However, I would like to see a its clock speed reach 1.8GHz or 2GHz.

Samsung could learn from Nokia, whose Lumia 920 takes strong low light pictures.

(Credit:
Josh Miller/CNET)

Better camera
Smartphone users are slowly beginning to understand that more megapixels does not mean a better image.

While some handset makers are heading into the deeper 13-megapixel waters, I would be content with an 8-megapixel shooter that just takes flawless photos. HTC does a great job of pushing forward with bigger and better sensors so I would like to see Samsung keep pace. I call for better HDR images, a wider front-facing camera angle, and better low-light images without going into ISO settings.

More NFC
Samsung was the first to expand Android Beam so it can share photos and video over NFC. Its work with TecTiles (basically just NFC stickers) suggests that Samsung has something more in mind for NFC.

Last week, Samsung announce a partnership with Caesars Entertainment to bring more than 4,000 interactive TecTile NFC tags to eight Las Vegas casinos. My gut tells me that this is one of the first of other such deals and that the Galaxy S4 may be the device to usher in big announcements.

Perhaps we'll see some noise in the auto industry with NFC features built into a new line of cars. It is not much of a stretch to picture a car-maker building a tag into the dash or a car mount that enables Bluetooth, GPS, and music sharing, and turns up volume.

Another area that I can see TecTile tags taking off is at theater or restaurant chains. Tap your phone to place an order, buy tickets, or reserve your spot in line. A big release like the Samsung Galaxy S4 is how you introduce a bunch of partnerships. Maybe this is the year that mobile payments really take off?

S Beam on the Samsung Galaxy S3 makes terrific use of NFC.

(Credit:
Josh Miller/CNET)

4G LTE connectivity
With each of the major carriers pushing forward with 4G LTE build outs, is an absolute necessity. In the off-chance that Samsung releases different models for select wireless providers, we should still expect support for 4G LTE.

LED notifications
A small, but useful feature, Samsung added LED notifications in the GS3 and I hope it returns for the next model. However, I would like to see Samsung provide more flexibility and customization right out of the box in terms of the light's color and duration for signaling different meanings.

Internal memory
Although the Galaxy S3 was offered in 16GB and 32GB editions, I would like to see 32GB and 64GB models for the Galaxy S4. Yes, we're learning to live in the cloud a little more each year but that doesn't mean we can't have some breathing room. Seeing as how photos and videos are getting incrementally larger, we'll need to keep pace with storage.

External memory card
Thus far Samsung has included support for microSD expansion so the Galaxy S4 should be no exception. That said, we ought to look for allowance up to 64GB microSD, a current standard.

What else would you like to see on the Samsung Galaxy S4? Was there something I missed? Let me know in the comments.

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NY passes 1st U.S. gun control bill since Newtown

ALBANY, N.Y. New York's Assembly on Tuesday easily passed the toughest gun control law in the nation and the first since the Newtown, Conn., school shooting, calling for a tougher assault weapons ban and provisions to try to keep guns out of the hands of the mentally ill who make threats.

Gov. Andrew Cuomo pushed hard for the bill, which passed the Senate on Monday night. He is expected to quickly sign the measure into law.

"This is a scourge on society," Cuomo said Monday night, six days after making gun control a centerpiece of his State of the State address. The bipartisan effort was fueled by the Newtown tragedy that took the lives of 20 first graders and six educators. "At what point do you say, `No more innocent loss of life'?"

The measure, which passed the Assembly 104-43, also calls for restrictions on ammunition and the sale of guns.

"This is not about taking anyone's rights away," said Sen. Jeffrey Klein, a Bronx Democrat, when the bill passed the Senate late Monday night. "It's about a safe society ... today we are setting the mark for the rest of the county to do what's right."

Under current state law, assault weapons are defined by having two "military rifle" features such as folding stock, muzzle flash suppressor or bayonet mount. The proposal reduces that to one feature and includes the popular pistol grip.

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Obama speaks out on gun control, debt ceiling

Meanwhile President Barack Obama will formally announce a "package of concrete proposals" for reducing gun violence on Wednesday, the White House announced.

In a White House press briefing Tuesday, spokesman Jay Carney declined to outline exactly what Mr. Obama's plan would entail, but noted that it would reflect the president's desire for a "comprehensive approach," as well as specific legislative actions he has called on before -- including reinstating the assault weapons ban, a ban on high-capacity magazine clips, and expanded background checks for gun owners.

Private sales of assault weapons to someone other than an immediate family will be subject to a background check through a dealer. New Yorkers also would be barred from buying assault weapons over the Internet, and failing to safely store a weapon could lead to a misdemeanor charge.

Ammunition magazines will be restricted to seven bullets, from the current 10, and current owners of higher-capacity magazines will have a year to sell them out of state. An owner caught at home with eight or more bullets in a magazine will face a misdemeanor charge.

Another provision places requirements on therapists, psychologists, registered nurses and licensed social workers who believe a mental health patient made a credible threat to use a gun illegally. They would be required to report such a threat to a mental health director, who would have to notify the state. Any registered handguns — or registered assault weapons purchased before the ban — could be taken from the patient.

The legislation also increases sentences for gun crimes including the shooting of a first responder that Cuomo called the "Webster provision." Last month in the western New York town of Webster, two firefighters were killed after responding to a fire set by the shooter, who eventually killed himself.

The measure passed the Senate 43-18 on the strength of support from Democrats, many of whom previously sponsored bills that were once blocked by Republicans.

New York City Mayor Michael Bloomberg, one of the nation's leading gun control advocates, said the bill will not satisfy everyone but said it is a move in the right direction.

"New York has been a leader. We have some of the toughest gun laws in the country and this just strengthens them, it fills in loopholes and it expands it as the society's needs have changed and the dangers have changed to all of us," Bloomberg told reporters including WCBS 880's Marla Diamond. "It makes all New Yorkers safer and they all - from the governor down - deserve real credit for doing it."

The governor confirmed the proposal, previously worked out in closed session, also mandate a police registry of assault weapons, grandfathering in the estimated 1 million assault weapons already in private hands.

It was agreed upon exactly a month since the Sandy Hook Elementary School tragedy.

"It is well-balanced, it protects the Second Amendment," said Senate Republican leader Dean Skelos of Long Island.

Cuomo said he wanted quick action to avoid a run on assault weapons and ammunition.

Assemblyman Steve Katz said legislators were being "bullied." He said the bill is "solely for the governor's egotistical, misguided notion."

Republicans argued the bill wouldn't stop mass shootings or other gun crimes but instead turns law-abiding into potential criminals.

Republican Assemblyman James Tedisco said the bill was dangerous because it would give people a "false sense of well-being."

"You are using innocent children killed by a mad man for own political agenda," he said. "You are actually making people less safe."

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Arias Called Boyfriend 4 Times After Killing Him

Jodi Arias tried to cover her tracks after killing her ex-boyfriend, Travis Alexander, by making a flurry of phone calls to his cell phone and hacking into his voice mailbox, prosecutors alleged today.

Phone records presented in court today showed Arias persistently calling Alexander in the days before the killing. Ten calls were made from Arias' cell phone to Alexander's cell phone in the days leading up to his death, Verizon Wireless records expert Jody Citizen testified. Many of the calls were forwarded by Alexander straight to voice mail, Citizen said.

After Arias killed Alexander around 5:30 p.m. on June 4, 2008. , Arias called his phone four more times. The first call was made just hours after the killing at 11:37 p.m., the records showed. At least one of the calls was made as late as June 15, nearly a week after Alexander's body was found by friends.

At one point, Arias dialed into his voice mail system for 16 minutes, which indicated she was accessing his voice mail messages, Citizen said.

"If a person is in his phone for 16 minutes and they're not leaving a message what is going on?" prosecutor Juan Martinez asked.

Jodi Arias Trial: Jurors See Photos of Bloody Handprint Watch Video

"Somebody is listening to messages," Citizen answered.

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Arias' attorneys, who argue that she killed her ex-boyfriend out of self-defense, said that she could have been recording a message, and then listening to it and deleting it before recording again, accounting for the 16 minutes spent on the voice mail system.

"On Verizon, is it possible to change your voice mail, to erase it and do it over again?" defense attorney Kirk Nurmi asked Citizen. "Could someone have been doing that for a 16 minute phone call?"

"Yes," Citizen said.

Nurmi pointed out that phone records showed that two days before his death Alexander also called Arias, initiating two phone calls that lasted nearly 20 minutes and more than 40 minutes in the middle of the night.

The defense has said that Alexander was controlling and abusive toward Arias and was a "sexual deviant" whom she had to kill in self defense.

The prosecution, however, alleges that Arias was obsessed with Alexander, stalked him, and killed him out of jealousy after spending the afternoon having sex with him and taking naked photos of one another. She is accused of stabbing Alexander 27 times, slashing his throat, and shooting him in the head.

Arias could face the death penalty if convicted.

The jury returned to court today for the seventh day of testimony in the murder trial, after watching a series of graphic sexual photos of Arias and Alexander displayed on Monday, including the last photos of Alexander alive. The photos show both individuals lying naked on Alexander's bed, separately, and then Alexander naked in the shower.

The final photo shows a body part covered in blood around 5:30 p.m., which the prosecution alleges is when the attack on Alexander began and the camera fell to the floor.

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France to stay in Mali until stability restored

BAMAKO/DUBAI (Reuters) - France pledged on Tuesday to keep troops in Mali until stability returned to the West African country, raising the specter of a long campaign against al Qaeda-linked rebels who held their ground despite a fifth day of air strikes.

Paris has poured hundreds of soldiers into Mali and carried out 50 bombing raids since Friday in the Islamist-controlled northern half of the country, which Western and regional states fear could become a base for terrorist attacks in Africa and Europe.

Defense Minister Jean-Yves Le Drian said that, despite French air support, Malian forces had not been able to dislodge Islamist fighters from the central Malian town of Konna or Diabaly, just 350 km (220 miles) northeast of Bamako.

A column of French armored vehicles rolled northward from the dusty riverside capital of Bamako towards rebel lines on Tuesday, the first major northward deployment of ground troops. A military official declined to comment on their objective.

Thousands of African soldiers are due to take over the offensive, but regional armies are scrambling to accelerate the operation, which was initially not expected for months and has been brought forward by France's surprise bombing campaign aimed at stopping a rebel advance on a strategic town last week.

President Francois Hollande, on a visit to the United Arab Emirates during which he sought Gulf states' financial backing for the African-led mission, suggested France would retain a major role in its former colony for months to come.

"We have one goal. To ensure that when we leave, when we end our intervention, Mali is safe, has legitimate authorities, an electoral process and there are no more terrorists threatening its territory," Hollande told a news conference.

Paris has said it plans to deploy 2,500 soldiers to bolster the Malian army and work with the intervention force provided by West African states.

West African defense chiefs met in Bamako on Tuesday to approve plans for speeding up the deployment of 3,300 regional troops, foreseen in a United Nations-backed intervention plan.

Nigeria pledged to deploy soldiers within 24 hours, and Belgium said it was sending transport planes and helicopters to help, but West Africa's armies need time to become operational.

Mali's north, a vast and inhospitable area of desert and rugged mountains the size of Texas, was seized last year by an Islamist alliance combining al Qaeda's north African wing AQIM with splinter group MUJWA and the home-grown Ansar Dine rebels.

Any delay in following up on the French air bombardments of Islamist bases and fuel depots with a ground offensive could allow the insurgents to slip away into the desert and mountains, regroup and counter-attack.

The rebels, who French officials say are mobile and well armed, have shown they can hit back, dislodging government forces from Diabaly on Monday.

Residents said the town was still under Islamist control on Tuesday despite a number of air strikes that shook houses.

An eye witness near Segou, to the south, told Reuters he had seen 20 French Special Forces soldiers driving toward Diabaly.

In Konna, whose seizure on Thursday sparked French involvement, residents said Islamist fighters were camped just outside town. Army troops had also withdrawn after entering the town on Saturday.

Malians have largely welcomed the French intervention, having seen their army suffer a series of defeats by the rebels.

"With the arrival of the French, we have started to see the situation on the front evolve in our favor," said Aba Sanare, a resident of Bamako.

QUESTIONS OVER READINESS

Aboudou Toure Cheaka, a senior regional official in Bamako, said the West African troops would be on the ground in a week.

The original timetable for the 3,300-strong U.N.-sanctioned African force - to be backed by western logistics, money and intelligence services - did not initially foresee full deployment before September due to logistical constraints.

Senegal, Burkina Faso, Niger, Nigeria and Guinea have all offered troops. Col. Mohammed Yerima, spokesman for Nigeria's defense ministry, said the first 190 soldiers would be dispatched within 24 hours.

But Nigeria, which is due to lead the mission, has already cautioned that even if some troops arrive in Mali soon, their training and equipping will take more time.

Sub-Saharan Africa's top oil producer, which already has peacekeepers in Sudan's Darfur and is fighting a bloody and difficult insurgency at home against Islamist sect Boko Haram, could struggle to deliver on its troop commitment of 900 men.

One senior government adviser in Nigeria said the Mali deployment was stretching the country's military.

"The whole thing's a mess. We don't have any troops with experience of those extreme conditions, even of how to keep all that sand from ruining your equipment. And we're facing battle-hardened guys who live in those dunes," said the adviser, who asked not to be named.

FRENCH LINING UP SUPPORT

France, which has repeatedly said it has abandoned its role as policeman of its former African colonies, said on Monday that the U.S., Canada, Denmark and Germany had also offered logistical support.

Fabius has said Gulf Arab states would help the Mali campaign, while Belgium said on Tuesday it would send two C130 transport planes and two medical helicopters following a request from Paris.

A meeting of donors for the operation was expected to be held in Addis Ababa at the end of January.

Security experts have warned that the multinational intervention in Mali, couched in terms of a campaign by governments against "terrorism", could provoke a jihadist backlash against France and the West, and African allies.

U.S. officials have warned of links between AQIM, Boko Haram in Nigeria and al Shabaab Islamic militants fighting in Somalia.

Al Shabaab, which foiled a French effort at the weekend to rescue a French secret agent it was holding hostage, urged Muslims around the world to rise up against what it called "Christian" attacks against Islam.

"Our brothers in Mali, show patience and tolerance and you will win. War planes never liberate a land," Sheikh Ali Mohamud Rage, al Shabaab's spokesman, said on a rebel-run website.

U.S. officials said Washington was sharing information with French forces in Mali and considering providing logistics, surveillance and airlift capability.

"We have made a commitment that al Qaeda is not going to find any place to hide," U.S. Defense Secretary Leon Panetta told reporters as he began a visit to Europe. Panetta later said the U.S. had no plans to send troops to Mali.

One U.S. military source said the haphazard nature of French involvement reminded him of the U.S. entry into Afghanistan.

"I don't know what the French endgame is for this," the source said. "Air strikes are fine, but pretty soon you run out of easy targets. Then what do you do? What do you do when they head up into the mountains?"

(Additional reporting by Elizabeth Pineau and Raissa Kasolowsky in Abu Dhabi; Felix Onuah in Abuja and Tim Cocks in Lagos; Abdi Sheikh in Mogadishu; Michelle Nichols Louis Charbonneau at the United Nations; Richard Valdmanis in Dakar; Joe Bavier in Abidjan; Jan Vermeylen in Brussels; Writing by Pascal Fletcher, Daniel Flynn and David Lewis; editing by Richard Valdmanis, Giles Elgood and Will Waterman)

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Oil prices fall on weak German, US data

NEW YORK: Oil prices retreated Tuesday after unimpressive economic data out of Germany and the US raised questions about the strength of petroleum demand.

Prices of US benchmark West Texas Intermediate futures settled at US$93.28 a barrel, down 86 cents. European benchmark Brent crude futures settled at US$110.30 a barrel, down US$1.58.

German gross domestic product shrank by about 0.5 pe rcent in the fourth quarter of last year, bringing full-year GDP growth to just 0.7 per cent, the federal statistics office Destatis calculated in preliminary data.

In 2010 and 2011, the German economy had expanded by 4.2 per cent and 3.0 per cent, respectively.

The results are a troubling indicator for Europe because "Germany is really the strong man of Europe in terms of economy," said James Williams of WTRG Economics.

Meanwhile, economic indicators out of the US were also middling.

On the more positive side, US retail sales grew in the month of December by 0.5 per cent from November, above the analyst projection of 0.2 per cent.

However, IHS Global Insight economist Chris Christopher noted that the data showed that holiday retail sales increased by 2.7 per cent in 2012, well below the 5.5 per cent notched in 2011 and the 5.6 per cent in 2010.

In addition, the New York Empire State Manufacturing Survey said the business-conditions index fell to -7.78, well below the average estimate of -2.0. A reading below zero suggests contraction.

"The data was mostly poor this morning," said John Kilduff, an oil trader with Again Capital.

Concerns about the US also centre on the fact that talks between the White House and congressional Republicans remained tense on raising the debt ceiling. President Barack Obama Monday warned Republicans against using the debt ceiling as a "bargaining chip" in budget negotiations.

Republicans reacted swiftly, essentially ignoring Obama's demand to decouple the spending debate from the debt ceiling and giving every indication that the face-off will continue.

- AFP/jc

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Google drives into 'dead' donkey Street View controversy

This is the Google Street View shot.

(Credit:
Screenshot by Chris Matyszczyk/CNET)

I love donkeys.

I have spent vast amounts of time observing them at such far-flung places as Six Flags in Vallejo, Calif., and New Jersey's fine Bergen County Zoo (evidence below).

Donkeys are the only animals that really understand the world. They stand there, stare at you and, in an attempt to commune with your lot, their expression says: "Life's really not all that, is it?"

So when I see a dead one -- or even one that's just prostrate -- tears well in my eyes as if another family member has bitten the dust.

It was hard for me, therefore, to remain controlled when my colleague Ben Dreyfuss sent me a Google Street View image of a donkey lying apparently motionless in the road in Kweneng, Botswana.

The image was shared (together with disgusted thoughts) multiple times on the Web. The Atlantic was also very moved, so much so that it contacted Google.

A Google spokesperson insisted: "Our Street View teams take the safety of people and donkeys very seriously."

More Technically Incorrect

I am braying at the veracity of this statement. Google's drivers are well known for the click-and-run.

One, for example, merely photographed a drunken man called Bill, who had fallen by the wayside in Australia, his feet dangerously poking out into the road.

Do we have any evidence here that the driver even stopped to ask the donkey if he was all right? Do we have any proof that the donkey wasn't, as the Atlantic muses, run over by the driver?

Australia's News Limited says it was told by Google that the donkey was already lying down and then subsequently got up and wandered off.

However, this would mean -- based on News Limited's analysis of the Street View images -- that the donkey was walking backwards.

According to Melbourne University's Adjunct Professor of Zoology, Roger Short, walking backwards is something that donkeys don't do. Yes, only strange people on running machines in the gym walk backwards.

The Register, on the other hand, is convinced that Google is telling the truth and that the donkey was merely enjoying something we all occasionally need -- a dust bath.

And this is the publication that insisted a Google Street View driver killed Bambi.

For myself, I cannot believe that Google is in the clear, unless it produces that very same donkey and proves to all of us donkey lovers that this fine beast is still alive.

A dust bath? Or a bloodbath?

(Credit:
Screenshot by Chris Matyszczyk/CNET)

This is one of the great donkeys at Bergen County Zoo. I call her Shell, because she's not soft.

(Credit:
Chris Matyszczyk/CNET)

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